Whisk dry ingredients together
Whisk wet ingredients together
Combine both gently.
Heat a non-stick pan over medium-low heat and lightly grease with butter or ghee.
Using a small cookie scoop or spoon, pour a small amount of batter onto the pan
Place a spoonful of chocolate spread in the center of the batter, keeping it away from the edges.
Gently add a little more batter on top to fully cover the chocolate.
Cook on medium-low heat until bubbles appear on the surface and the bottom turns golden brown.
Carefully flip the pancake and cook the other side until golden and cooked through.
Remove from the pan and serve immediately while the chocolate center is still soft and melted.